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Your Credit Score: Good Financial Habits

Last week we spoke about how to improve your Credit Score. Once you are doing that, you will find you have to change a lot of your habits. While you are changing your habits, this is a great time to add some other positive habits regarding your credit: 1) Check Your Credit Report Some banks and sites will allow you to check your credit as often as you would like, but everyone is entitled to free copy of their credit report from annualcreditreport.com that is a compilation of all three credit scores. Review it, and store it on hand as many people who ask to run credit may be able to avoid doing so if they can read the report. If you see anything that should not be there, talk to the credit agency. 2) Set Up Automatic Payments If you are on top of paying your bills, make sure that there is either a system in place that never fails or set up automatic payments and make a note to check your bank account weekly or monthly and make sure the payments go through. 3) Don't Open T...