If you or someone you know is thinking about buying or selling real estate, one of the first questions to come up is: Is my credit good enough? Now, there are many options for loans even with bad credit or no credit, but if you are looking to improve your credit score as you look for the perfect property to purchase, here are some ways to do it: 1) Always Pay Your Bills On Time Everyone has bills, and paying them consistently will add positive points to your overall credit score and profile. 2) Keep Your Balances Low Every now and again, credit issuers will report your balances to credit agencies, this is how a credit reporting agency will know about your balances. In anticipation of this, it is suggested to keep balances at low if you are going to have a balance at all. 3) Maintain A Credit Utilization Ratio of Less Than 30% What this means is, if between all of your credit being borrowed, let's say total is $10,000, you should be borrowing less than 30% of your total....